Square Fee Calculator — United States
This is Square's standard online rate; in-person card-present transactions are priced lower, at 2.6% + $0.15.
Country: United States
Effective rate: 2.96%
Square fees at a glance
| Percentage fee | 2.9% |
|---|---|
| Fixed fee | $0.30 |
| Total fee on a $500 transaction | $14.80 |
| You receive | $485.20 |
Worked example
On a $500 sale, Square charges $14.80 in fees, and you receive $485.20.
How this fee is calculated
Square charges 2.9% of the transaction amount plus a flat fixed fee of $0.30 per successful charge. Adjust the amount above to see the exact split.
What affects this fee
- International or cross-border transactions typically carry an additional surcharge
- Currency conversion adds a separate conversion cost where applicable
- Disputes and chargebacks carry their own separate fees, not shown here
How Square compares in United States
On the same $500 transaction:
Frequently asked questions
What is Square's fee for online payments in the US?
Square charges 2.9% of the transaction plus a fixed $0.3 for online (card-not-present) transactions. This is Square's standard US e-commerce rate.
Is Square's in-person rate the same as this one?
No. Card-present (in-person) transactions are cheaper — 2.6% + $0.15 in the US compared to the online rate of 2.9% + $0.3 shown here. This calculator covers online payments.
Does Square charge a monthly fee?
No. Square has no monthly fee or minimum for its standard free plan — you only pay the per-transaction rate shown here. Paid plans add features but the base rate is the same.
How much does Square charge for a $100 online sale?
On a $100 US online sale, Square deducts 2.9% plus $0.3, leaving you about $96.80 before refunds or other fees.
What other Square fees should I expect?
Square charges for chargebacks, refunds (which keep the processing fee), and currency conversion for international cards. Instant transfers also carry a small percentage fee.
Is this Square US calculator affiliated with Square?
No. It's an independent tool from Fee Calculator Hub. Rates are referenced from Square's official pricing page, linked below.
Rates verified September 1, 2026 against Square's official pricing page. Fee structures change periodically — always confirm current rates before making pricing decisions.