Cash App Pay Fee Calculator — United States
Cash App Pay seller transaction fee. No monthly fee, no setup fee. Customers pay from their Cash App balance or linked debit card.
Country: United States
Effective rate: 2.00%
Cash App Pay fees at a glance
| Percentage fee | 2% |
|---|---|
| Fixed fee | $0.00 |
| Total fee on a $500 transaction | $10.00 |
| You receive | $490.00 |
Worked example
On a $500 sale, Cash App Pay charges $10.00 in fees, and you receive $490.00.
How this fee is calculated
Cash App Pay charges 2% of the transaction amount plus a flat fixed fee of $0.00 per successful charge. Adjust the amount above to see the exact split.
What affects this fee
- Funded by Cash App balance or linked debit card — credit card funding may cost the sender more
- No separate in-person vs online rate — the same 2.0% applies to all seller transactions
- Instant deposits to your bank carry an extra 0.5%–1.75% fee
- International or cross-border transactions typically carry an additional surcharge
- Currency conversion adds a separate conversion cost where applicable
- Disputes and chargebacks carry their own separate fees, not shown here
How Cash App Pay compares in United States
On the same $500 transaction:
Frequently asked questions
What is the Cash App Pay seller fee in the US?
Cash App charges businesses 2% per seller transaction with no fixed fee, monthly fee, or setup cost. This simple flat rate makes it easy to predict.
How much does Cash App Pay charge for a $100 sale?
On a $100 US payment, Cash App deducts 2% = $2.00, leaving you $98.00. There's no fixed fee on top.
Are there extra Cash App fees for instant deposits?
Yes. Instant deposits of your Cash App balance to your bank carry an additional percentage fee (typically around 0.5%–1.75%). Standard bank transfers are free.
Can Cash App Pay process international payments?
No. Cash App is US-only, so there are no international Cash App Pay transactions — this calculator is US-only.
Do buyers pay any Cash App fee?
No. When a customer pays your business via Cash App, you pay the 2% seller fee and the buyer isn't charged an extra transaction fee.
Is this Cash App Pay calculator affiliated with Cash App?
No. It's an independent tool from Fee Calculator Hub referencing Cash App's official business pricing.
Rates verified September 1, 2026 against Cash App Pay's official pricing page. Fee structures change periodically — always confirm current rates before making pricing decisions.