Payoneer Fee Calculator — United States
Approximate Payoneer "get paid" rates for the US. Withdrawing funds to your local bank may carry a separate small fixed fee or FX cost.
Country: United States
Effective rate: 3.00%
Payoneer fees at a glance
| Percentage fee | 3% |
|---|---|
| Fixed fee | $0.00 |
| Total fee on a $500 transaction | $15.00 |
| You receive | $485.00 |
Worked example
On a $500 sale, Payoneer charges $15.00 in fees, and you receive $485.00.
How this fee is calculated
Payoneer charges 3% of the transaction amount plus a flat fixed fee of $0.00 per successful charge. Adjust the amount above to see the exact split.
What affects this fee
- How your client pays — card payments cost more than ACH bank debit
- Marketplace receipts (e.g. from Amazon or Upwork) are often cheaper than direct card payments
- Withdrawing to a local bank in a different currency adds conversion cost
- International or cross-border transactions typically carry an additional surcharge
- Currency conversion adds a separate conversion cost where applicable
- Disputes and chargebacks carry their own separate fees, not shown here
Frequently asked questions
How much does Payoneer charge to get paid in US?
Paying by credit/debit card in US costs 3% of the amount. If available, cheaper methods like ACH bank debit may apply.
What is the cheapest way to receive a Payoneer payment in US?
For US, ACH bank debit is the cheaper option at 1% compared to 3% for credit/debit card payments. Bank transfers avoid the card-payment premium.
Does Payoneer charge to withdraw funds in US?
Yes. Withdrawing your Payoneer balance to a local bank in US may carry a small separate fixed fee or FX conversion cost on top of the receiving fee shown here.
Are there Payoneer fees for marketplace or freelance payouts in US?
Yes. If you receive payments from marketplaces like Amazon or Upwork, those often come with different (frequently lower) fees than direct card payments. Always review the payment method before sending.
Is this Payoneer US calculator official?
No. It's an independent tool from Fee Calculator Hub using approximate documented Payoneer rates. Confirm exact fees at payoneer.com/about/fees.
Rates verified September 1, 2026 against Payoneer's official pricing page. Fee structures change periodically — always confirm current rates before making pricing decisions.