Stripe Fee Calculator — European Union
Standard rate for domestic EU-issued cards across most Eurozone countries.
Country: European Union
Effective rate: 1.55%
Stripe fees at a glance
| Percentage fee | 1.5% |
|---|---|
| Fixed fee | €0.25 |
| Total fee on a €500 transaction | €7.75 |
| You receive | €492.25 |
Worked example
On a €500 sale, Stripe charges €7.75 in fees, and you receive €492.25.
How this fee is calculated
Stripe charges 1.5% of the transaction amount plus a flat fixed fee of $0.25 per successful charge. Adjust the amount above to see the exact split.
What affects this fee
- International or cross-border transactions typically carry an additional surcharge
- Currency conversion adds a separate conversion cost where applicable
- Disputes and chargebacks carry their own separate fees, not shown here
How Stripe compares in European Union
On the same €500 transaction:
Frequently asked questions
What is the Stripe fee for EU card payments?
Stripe charges 1.5% of the transaction amount plus a fixed €0.25 per successful EU domestic card charge. This standard rate is what most online stores pay.
How much does Stripe charge per transaction in EU?
For EU-issued cards, Stripe takes 1.5% plus a fixed €0.25. On a $100 sale, for example, you keep about $98.25 after the Stripe fee.
Does Stripe charge a monthly fee or setup fee in EU?
No. Stripe has no monthly fee, no setup fee, and no minimum — you only pay the per-transaction rate shown here. This makes it cost-effective for small and new businesses in EU.
What is Stripe's international (cross-border) card fee in EU?
Cards issued outside EU add a cross-border surcharge on top of the domestic rate shown here — for Stripe this is typically around 1.5%–2%. If you sell to international customers, factor this in.
Does Stripe refund its fee when I issue a refund in EU?
No. When you refund a payment, Stripe does not return the original processing fee — you lose both the refund and the original transaction fee. This is an important consideration for EU businesses with high return rates.
Are there additional Stripe fees for chargebacks in EU?
Yes. If a customer disputes a charge, Stripe charges a dispute fee (typically around $15) on top of the original processing fee, regardless of the outcome. This is separate from the standard rate shown here.
Why might my actual Stripe rate differ from this EU calculator?
Your effective rate can vary with a custom negotiated plan, currency conversion, international cards, or special transaction types. This calculator reflects Stripe's standard published EU rate.
Is this Stripe EU calculator run by Stripe?
No. This is an independent tool from Fee Calculator Hub. We reference Stripe's official EU pricing, linked below, so you can confirm the current rate yourself.
Rates verified September 1, 2026 against Stripe's official pricing page. Fee structures change periodically — always confirm current rates before making pricing decisions.